Frictionless payments,
seamless accounting.
Seamless, secure integration of all accounting and payroll applications with online banking.
Only £10 per month
Accountant plan available
Streamlining business payments
CreDec lets businesses and accounting partners manage bank payments securely, from and to the business’s bank account, end to end in the cloud.
Instruct items for payment
Designated users initiate payments in any application for payment by CreDec
Manage payments
Automatic notifications to authorised users and signatories for approval
Authorise funding
Bank signatories authorise funding from linked business bank account
Accountants & Bookkeepers
Manage each client in a flexible workflow
Buy transactions across all clients for recharge
A single platform and process for all clients’ payments
Own-brand CreDec
Get started today.
Our team will find the solution that fits your needs
Key features
CreDec integrates invisibly and requires no set-up or change to the business bank account or authorised signatories – to automate payments effortlessly:
Use existing bank account
No new account needed – funds remain in the business bank account or are paid – CreDec doesn’t hold any credit balances
Instruct payments from Xero
Pending payment transactions are scheduled and appear in CreDec automatically for approval and funding by signatories
Internet banking, joined up
Signatories use existing bank Personal Security Credentials to authorise funding from their bank account
Automate processes
Automatic controls, notifications and alerts for seamless working between accountants, bookkeepers and clients
Enhance security
Clear user roles mean only authorised bank signatories can release funds for pre-approved pending payments
Improve cash flow
Centralising and automating all payments activity on a single business bank account supports better cash flow
Debits & credits
Works for all payments from and into the business’s bank account with immediate reconciliation
Collaborative working
Effortless collaboration between accountants, bookkeepers and clients, for all accounting and payroll applications
Full audit trail
Full transparency of all user activity, with end to end audit trail continuously available
Make payments from Xero
We run all payables in Xero, from our bank account, without using internet banking
Steve Finch
Financial Controller, Bruce Bars
We can tailor our offering to every client, working from a single partner platform
Managing Partner
Top 100 UK Accountancy Practice
I can do everything now from Xero.
Wow!
Irene Dutch
Kotikan