Search Results

Your search for returned 159 results.

FSA Registration Permissions Expanded

CreDec, which is authorised and regulated by the Financial Services Authority as a provider of payment services, has expanded its FSA...

Evidence to Public Accounts Committee

The Public Accounts Committee (PAC), the influential cross-party House of Commons select committee, chaired by Margaret Hodge MP,...

Hosted MS Exchange services

Ardohr has committed to the deployment of hosted MS Exchange services as the standard mail server platform for CreDec across its UK...

Credit Checking Services Agreement

CreDec has signed an agreement with European credit information services provider, Creditsafe, for the provision of credit reporting...

Mobile Payments Research Project

CreDec has announced a research project into mobile payments. The project, which is being run jointly by CreDec and its Spanish...

Winning hosting partner

Heart Internet, the Nottingham based hosting company is now responsible for hosting CreDec’s entire web presence. Heart Internet...

Return of Senior Executive

Emma Nyman, is set to return to CreDec as head of Client Services. Emma originally worked in a senior role with the directors of the...

Wireless broadband services for CreDec

CreDec has started testing wireless broadband services from Lothian Broadband Limited, a cooperative company set up by local...

New CRM Systems

CreDec’s Customer Relationship Management platforms are scheduled to complete their migration to Microsoft Dynamics CRM by the end...

Winning Designer

CreDec has developed distinctive new designs for its latest set of leaderboard, MPU and skyscraper ads for affiliates and partner web...

New Edinburgh offices

CreDec has taken on additional office space in Edinburgh at 16 Young Street, at the centre of Edinburgh’s New Town north of...

Senior Director Retires

  Sir Simon Watson, has retired from the Board of Ardohr Limited. Sir Simon, who had a distinguished career in banking with the...

CSR formally adopted

  CreDec has formally committed to acknowledge its Corporate Social Responsibilities by deciding to adopt a centralised approach...

Latest data on global credit tightening

  Current market data on global credit conditions continue to indicate significant and worrying trends across all global markets...

Social Media Project

  CreDec are late converts to business social media channels, but this may change, based on a recent internal review of the...

New banking partner

CreDec has successfully concluded a new banking relationship with Barclays. The new arrangements are in addition to CreDec’s...

‘Doing the knowledge’ at CreDec

CreDec has deployed a new business wide, web enabled knowledge management application for internal staff. The proprietary systems provide...

New technology partner

  CreDec is now working with Infotex, the Suffolk based web technology group. CreDec and Infotex have collaborated on third...

Head of London 2012 New Media Joins CreDec

  Alex Balfour, Head of New Media for London 2012, has been appointed a director of CreDec. Formerly the co-founder and Chairman...

Mobile Banking Research Project – Update

  CreDec’s internal research project into mobile payments, announced in September 2011, has concluded and now reported....

UK consumer confidence suffers ‘astonishing collapse’

Britons’ confidence in the economy and their finances has suffered its biggest drop in close to 20 years, raising fears that the...

Revenue gets tough on late payment of tax bills

HMRC has taken a tougher line on businesses wanting to pay their tax bills late, doubling the percentage of tax deferral applications...

CreDec National Service Centre opens in Scotland

CreDec has finalised its plans for the opening of new support and sales operations in Scotland to support the development of CreDec...

Intellectual Property Rights protected

The Intellectual Property Office, the UK Trade Marks Office, has formally recognised all proprietary design rights in CreDec’s...

LloydsTSB Capital Markets trading platform for CreDec

CreDec has adopted LloydsTSB’s Marketslink Money Markets and Foreign Exchange real time trading platform for managing major...

CreDec completes business reorganisation

The CreDec business reorganisation was completed on 31 March 2010 when the private limited company changed its name from Independent...

Company reaffirms its commitment to distributed working

CreDec Strategy and Business Development Director, Alex Meynell, has relocated to Scotland, under the company’s long-standing...

Client account arrangements extended with LTSB

CreDec has significantly expanded its client account facilities with LloydsTSB its UK commercial bank partner, ensuring client accounts...

CreDec opens up a regional office network for staff

CreDec has moved out of its long standing London offices in the Marble Arch tower, which together with Tower Court in Coventry, the grade...

Overflow contact centre capacity

CreDec has extended its agreement with Callitech Limited, for the provision of overflow call centre capacity to support CreDec sales and...

Webby Award for Director

CreDec director Alex Balfour has just collected a Webby Award, at the 17th annual Webby Awards in New York. The Webby Awards celebrate...

Ready, steady Tweet

CreDec has kicked off its Twitter feed under the username and profile @CreDec. As trailed, CreDec are late adopters of Twitter, but we do...

Vimeo moves CreDec motion graphics

CreDec’s marketing department are relying increasingly on motion graphics to communicate information to clients and key...

LastExit.TV – Covering all the right channels

  LastExit has been retained by CreDec to support digital marketing strategy and planning ahead of a number of new marketing...

More Social Media Moves

CreDec continues to expand its social media presence, joining Tumblr in the latest of a series of social media developments, as part of...

Additional Space

  CreDec appetite for office space continues to grow and has leased additional square footage at the City & Wharf...

Brick & Bond Digital Strategy Agency

  CreDec is pleased to announce its partnership with Brick+Bond a New York based digital strategy agency....

Shujaaz

  We have to stress that we can’t claim any credit for this amazing phenomenon of social entrepreneurship which is funded...

Orange 4G

  The roll out of Orange, or is it Everything Everywhere, 4G data network ahead of its rivals has ensured its incorporation into...

Senior member of staff takes part in Three Peaks Challenge

Stuart Buxton, CreDec’s Data Operations Manager, successfully completed the Three Peaks Challenge over the week end of 11-12th...

Supporting Clients

CreDec’s proprietary browser based internal and customer support applications are being upgraded to support video content and...

Web advertising campaigns

New year, new designs. CreDec has assembled a new line up of creative design and agency talent to run up a number of new digital...

Systems Upgrade – All change

CreDec has completed a major systems technology refresh of its core payments infrastructure. The 7 month project, which began in April...

Growing headcount driven by increased demand for services

CreDec has begun another round of recruiting for its Client Services function in Edinburgh, with start dates commencing in January 2014....

Spring Daffodils

Spring means daffodils, and - in a tenuous reference to Wordsworth’s poem - ‘clouds’. CreDec has initiated another...

Talk of East Enders, Poirot & CreDec

What do they have in common? Well Andrew Watson, who is the voice most commonly associated with CreDec’s animated graphics and...

No crossed wires

With the help of some very clever CreDec technology people CreDec has deployed a new company-wide voice and conferencing capabilities...

Stop Press! New press zone

Credec.com has a new press zone to manage press contacts and ensure press enquiries are handled efficiently. The pages also provide for...

Payments on your screen

The rapid uptake of mobile payments in consumer markets has taken a lot of industry experts by surprise. After all it’s about...

Move on up

CreDec has moved to new offices, taking advantage of the larger and newer office development of Nexus at 21 Young Street Edinburgh. This...

Professional Services

CreDec’s professional services expertise is focused on three core areas of credit management: Formulation of formal credit...

News

Payment Processing

Our electronic payment processing capabilities and our ability to track all payments end-to-end is at the heart of everything we do. The...

Contact Us

ICAEW

HMRC have confirmed the use of the RTI BACS hash, while not mandatory, is best practice. That's because where an employee in...

Featured News

Search

Leadership News

Locations

Account Login

Case Studies

Customers

We support all business sectors, size and types of enterprise – including commercial, public and NGO and Not for Profit...

Partners

CreDec collaborates with partners to promote its services and considers its relationships with market intermediaries to be an important...

Services

Credit management? It’s about ensuring the credit you give to customers is paid back, in full and on time. There’s...

Insurance and Recovery

The single most important objective of a business’s credit policy is to avoid loss and see credit turn into bad debt. But a...

Information

Information is at the root of every credit action: Whether to give it at all and how much, where it is being abused and is at risk and...

CreDec

CreDec is the trading name of the credit management and payment services division of Ardohr Limited, and has been providing...

Sitemap

International

CreDec provides credit management solutions including cross border payment processing for single and multi-currency transactions, subject...

Engagement

We operate a number of engagement models that allow CreDec to take a flexible approach to all potential partner relationships. It is...

Business Advantage

It’s simple. CreDec provides the basis for secure growth by ensuring the most efficient use of capital in its customer’s...

ICAEW

CreDec works with the Institute of Chartered Accountants in England & Wales, ICAEW, to provide solutions to member firms and their...

Partner Enquiry

To contact CreDec to discuss mutual opportunities and how to partner with us please make contact in the first instance via the website,...

Privacy Policy

We are committed to protecting your privacy during your visits to our website and recognise our responsibility to hold your information...

History

Established in 1996, the business was founded by its directors to provide billing services to the newly deregulated UK telecommunications...

Management

CreDec's business operations are managed by an executive team who report to the full board of directors of Ardohr Limited....

Alternative Contacts

  To write to CreDec, please send all correspondence to CreDec’s National Service Centre: CreDec National Service...

Best practice

CreDec delivers best practice solutions. In short, we’re delivering a standard and competence in credit management that is...

Customer Enquiry

To find out more about how we can assist your organisation, please contact us. In the first instance, so we can identify the CreDec...

ACCA

Because PAYE in real time is all about aligning payroll with payments. The hash code in the BACS file and RTI reporting are...

ICAS

Because PAYE in real time is all about aligning payroll with payments. The hash code in the BACS file and RTI reporting are...

Legal Information

This website is owned and maintained by Ardohr Limited Trading as CreDec ("CreDec"). The use of Ardohr Limited and CreDec are...

Login

PAYE RTI issues

HMRC themselves anticipated RTI would have a few “chewy moments” as they described it. It’s already clear that...

RTI BACS

HMRC's introduction of reporting PAYE in real time puts BACS firmly at the centre of RTI. This is because RTI is all about aligning...

ICAS

CreDec works with The Institute of Chartered Accountants of Scotland, ICAS, to provide solutions to member firms and their clients....

ACCA

CreDec works with the Association of Chartered Certified Accountants, ACCA, to provide solutions to member firms and their clients....

What is RTI BACS?

RTI BACS, or direct BACS, refers to a business submitting its payment instructions directly to the BACS network, using a bank sponsored...

Hashing & Compliance

Hashing refers to the process of generating a cross-reference that links each employer direct BACS payment to employees with their RTI...

Leadership

Jose-Manuel Arnaiz Jose-Manuel Arnaiz has held senior positions in telecommunications since 1990 at AT&T, Jazztel and...

01_PressRelease

Press Enquiry

  If you have a press enquiry, or act on behalf of any media organisation, please use the contact form or alternatively visit...

Press

  Welcome to the press and media section of CreDec's website. These pages aim to provide a comprehensive resource for...

UK Payments Council

The UK payments Council has announced it is working with Government to promote ‘richer data’ solutions to support the...

Happy Christmas

It’s business as usual for CreDec throughout the Christmas period except for public, bank holidays when our offices and...

Board Appointment

  Ardohr Limited is pleased to announce Craig Eadie has joined the board of directors, and took up his appointment from 20 April...

Payments Event

  In a new departure for the UK payments industry the Payments Services Regulator, in its role as the leader of the new UK...

World First

The UK is the first country to launch an economic regulator dedicated exclusively to the regulation of national payment systems. The...

New View

CreDec is working with Nuovi Media on new digital campaigns for 2015.   October 2014 For more information, please email...

Edinburgh Campus

To provide for additional space requirements CreDec has taken on new space in Hill Street Development. CreDec’s Client Services...

Social Media Project

  CreDec are late converts to business social media channels, but this may change, based on a recent internal review of the...

New technology partner

  CreDec is now working with Infotex, the Suffolk based web technology group. CreDec and Infotex have collaborated on third...

‘Doing the knowledge’ at CreDec

CreDec has deployed a new business wide, web enabled knowledge management application for internal staff. The proprietary systems provide...

New banking partner

CreDec has successfully concluded a new banking relationship with Barclays. The new arrangements are in addition to CreDec’s...

Latest data on global credit tightening

  Current market data on global credit conditions continue to indicate significant and worrying trends across all global markets...

New Edinburgh offices

CreDec has taken on additional office space in Edinburgh at 16 Young Street, at the centre of Edinburgh’s New Town north of...

Head of London 2012 New Media Joins CreDec

  Alex Balfour, Head of New Media for London 2012, has been appointed a director of CreDec. Formerly the co-founder and Chairman...

CSR formally adopted

  CreDec has formally committed to acknowledge its Corporate Social Responsibilities by deciding to adopt a centralised approach...

Senior Director Retires

  Sir Simon Watson, has retired from the Board of Ardohr Limited. Sir Simon, who had a distinguished career in banking with the...

Mobile Banking Research Project – Update

  CreDec’s internal research project into mobile payments, announced in September 2011, has concluded and now reported....

Mobile Payments Research Project

CreDec has announced a research project into mobile payments. The project, which is being run jointly by CreDec and its Spanish...

Wireless broadband services for CreDec

CreDec has started testing wireless broadband services from Lothian Broadband Limited, a cooperative company set up by local...

Return of Senior Executive

Emma Nyman, is set to return to CreDec as head of Client Services. Emma originally worked in a senior role with the directors of the...

Winning hosting partner

Heart Internet, the Nottingham based hosting company is now responsible for hosting CreDec’s entire web presence. Heart Internet...

Credit Checking Services Agreement

CreDec has signed an agreement with European credit information services provider, Creditsafe, for the provision of credit reporting...

FSA Registration Permissions Expanded

CreDec, which is authorised and regulated by the Financial Services Authority as a provider of payment services, has expanded its FSA...

Winning Designer

CreDec has developed distinctive new designs for its latest set of leaderboard, MPU and skyscraper ads for affiliates and partner web...

New CRM Systems

CreDec’s Customer Relationship Management platforms are scheduled to complete their migration to Microsoft Dynamics CRM by the end...

Hosted MS Exchange services

Ardohr has committed to the deployment of hosted MS Exchange services as the standard mail server platform for CreDec across its UK...

Evidence to Public Accounts Committee

The Public Accounts Committee (PAC), the influential cross-party House of Commons select committee, chaired by Margaret Hodge MP,...

CreDec completes business reorganisation

The CreDec business reorganisation was completed on 31 March 2010 when the private limited company changed its name from Independent...

LloydsTSB Capital Markets trading platform for CreDec

CreDec has adopted LloydsTSB’s Marketslink Money Markets and Foreign Exchange real time trading platform for managing major...

CreDec opens up a regional office network for staff

CreDec has moved out of its long standing London offices in the Marble Arch tower, which together with Tower Court in Coventry, the grade...

Client account arrangements extended with LTSB

CreDec has significantly expanded its client account facilities with LloydsTSB its UK commercial bank partner, ensuring client accounts...

Company reaffirms its commitment to distributed working

CreDec Strategy and Business Development Director, Alex Meynell, has relocated to Scotland, under the company’s long-standing...

UK consumer confidence suffers ‘astonishing collapse’

Britons’ confidence in the economy and their finances has suffered its biggest drop in close to 20 years, raising fears that the...

Revenue gets tough on late payment of tax bills

HMRC has taken a tougher line on businesses wanting to pay their tax bills late, doubling the percentage of tax deferral applications...

Overflow contact centre capacity

CreDec has extended its agreement with Callitech Limited, for the provision of overflow call centre capacity to support CreDec sales and...

Intellectual Property Rights protected

The Intellectual Property Office, the UK Trade Marks Office, has formally recognised all proprietary design rights in CreDec’s...

CreDec National Service Centre opens in Scotland

CreDec has finalised its plans for the opening of new support and sales operations in Scotland to support the development of CreDec...

Additional Space

  CreDec appetite for office space continues to grow and has leased additional square footage at the City & Wharf...

More Social Media Moves

CreDec continues to expand its social media presence, joining Tumblr in the latest of a series of social media developments, as part of...

Orange 4G

  The roll out of Orange, or is it Everything Everywhere, 4G data network ahead of its rivals has ensured its incorporation into...

Shujaaz

  We have to stress that we can’t claim any credit for this amazing phenomenon of social entrepreneurship which is funded...

Brick & Bond Digital Strategy Agency

  CreDec is pleased to announce its partnership with Brick+Bond a New York based digital strategy agency....

Webby Award for Director

CreDec director Alex Balfour has just collected a Webby Award, at the 17th annual Webby Awards in New York. The Webby Awards celebrate...

Ready, steady Tweet

CreDec has kicked off its Twitter feed under the username and profile @CreDec. As trailed, CreDec are late adopters of Twitter, but we do...

Senior member of staff takes part in Three Peaks Challenge

Stuart Buxton, CreDec’s Data Operations Manager, successfully completed the Three Peaks Challenge over the week end of 11-12th...

LastExit.TV – Covering all the right channels

  LastExit has been retained by CreDec to support digital marketing strategy and planning ahead of a number of new marketing...

Vimeo moves CreDec motion graphics

CreDec’s marketing department are relying increasingly on motion graphics to communicate information to clients and key...

Talk of East Enders, Poirot & CreDec

What do they have in common? Well Andrew Watson, who is the voice most commonly associated with CreDec’s animated graphics and...

Spring Daffodils

Spring means daffodils, and - in a tenuous reference to Wordsworth’s poem - ‘clouds’. CreDec has initiated another...

Move on up

CreDec has moved to new offices, taking advantage of the larger and newer office development of Nexus at 21 Young Street Edinburgh. This...

Payments on your screen

The rapid uptake of mobile payments in consumer markets has taken a lot of industry experts by surprise. After all it’s about...

No crossed wires

With the help of some very clever CreDec technology people CreDec has deployed a new company-wide voice and conferencing capabilities...

Stop Press! New press zone

Credec.com has a new press zone to manage press contacts and ensure press enquiries are handled efficiently. The pages also provide for...

Supporting Clients

CreDec’s proprietary browser based internal and customer support applications are being upgraded to support video content and...

Web advertising campaigns

New year, new designs. CreDec has assembled a new line up of creative design and agency talent to run up a number of new digital...

Systems Upgrade – All change

CreDec has completed a major systems technology refresh of its core payments infrastructure. The 7 month project, which began in April...

Growing headcount driven by increased demand for services

CreDec has begun another round of recruiting for its Client Services function in Edinburgh, with start dates commencing in January 2014....

UK Payments Council

The UK payments Council has announced it is working with Government to promote ‘richer data’ solutions to support the...

Happy Christmas

It’s business as usual for CreDec throughout the Christmas period except for public, bank holidays when our offices and...

Board Appointment

  Ardohr Limited is pleased to announce Craig Eadie has joined the board of directors, and took up his appointment from 20 April...

Payments Event

  In a new departure for the UK payments industry the Payments Services Regulator, in its role as the leader of the new UK...

World First

The UK is the first country to launch an economic regulator dedicated exclusively to the regulation of national payment systems. The...

New View

CreDec is working with Nuovi Media on new digital campaigns for 2015.   October 2014 For more information, please email...

Edinburgh Campus

To provide for additional space requirements CreDec has taken on new space in Hill Street Development. CreDec’s Client Services...

Thinking ahead

Thought leadership insights and articles previously published by CreDec via other media partners and channels will in future be...

PSRs 2017 come into force

The new UK Payment Services Regulations 2017 came into force on Saturday 13 January 2018. They give effect to PSD2 and the beginning of...