Cash and coin is credit too: A promise to pay drawn on the Bank of England: Until you assess them individually it's not always obvious that some creditors are a better risk than others.


CreDec's business operations are managed by an executive team who report to the full board of directors of Ardohr Limited.

CreDec’s management team have been leading the way with innovative commercial solutions in billing and payment services for over 15 years. Our experience of purchase to pay cycles and credit management operations in both multi-national and small, owner-managed businesses is wide-ranging and extensive.

Our management has direct knowledge of all the business functions served by CreDec’s services.

Our success has been founded on our clear thinking and responsiveness to customers. Above all we are reliable in delivering everything we promise.